Creating a budget to get through hard times

June 18, 2010

Budgets are very useful when it comes to pulling you through tough times. Some people just sit there in distress knowing that they are in financial trouble, while others get proactive and decide to make a budget to better themselves.

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Budgeting tips for lazy students

June 18, 2010

If you were anything like me back at University, I wanted to make as much money as humanly possible…with the least amount of effort possible. This lead me to think about ways to save money, meaning I could use my money for more important things (like drinking and going out) as opposed to spending more [...]

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Microsoft Excel Budget Spreadsheet (2003 and 2007 versions)

June 17, 2010

Our budget spreadsheet has been made in two separate versions. It is compatible with both Microsoft Excel 2003 and Microsoft Excel 2007. This means that when you buy the budget spreadsheet, you have the offer of downloading either the 2003 version or 2007 version (or both!).

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Setting up a budget spreadsheet

June 17, 2010

Our budget spreadsheet requires you to input a few key details before starting your budget. This is to ensure you are all setup and ready to go.

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Sticking to your budget can be hard

June 17, 2010

The hardest thing about budgeting is sticking to your original plan or goal. There is nothing worse than spending a few hours setting up your budget, checking all of your bills and expenses, inputting all the data – only to quit the following week due to a lack of motivation.

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Get your children involved in budgeting & money

June 17, 2010

They say you should give a small amount of your budget to your children (kids) so that they can learn the basics of budgeting from a young age.

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How to manage a household budget

June 17, 2010

The majority of people who purchase our budget spreadsheet software do so because they are wanting to get the family onto a household budget that everyone can stick to. This means motivating all family members, tracking progress and having strong visuals that shows where the family budget is heading.

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Free budget spreadsheet VS Paid budget spreadsheet

June 17, 2010

Many people ask us why we charge $29.95 for our spreadsheet. The short answer is it cost us over $10,000 to build. The second answer is that by paying for a spreadsheet, you are nearly doubling your chances of success as you have had to outlay money for a product.

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Using a budget planner to organise your finances

June 17, 2010

A budget spreadsheet is often refered to as a budget planner. I prefer the word budget planner spreadsheet – a hybrid of the two! The reason for this is because I see our budget spreadsheet as a tool for planning, organising and finalising.

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Over predicting your budgeted expenses to save money

June 17, 2010

As the title says, if you over predict your expenses you will automatically begin saving money – without even noticing it! This is a strategy I have used for years when creating a budget.

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