Benefits of our budget spreadsheet
TRACK EXPENSES
List every single expense you have to see exactly where you spend your money. This will help you identify areas to cut back on.
FIND YOUR TOTAL INCOME
Add your regular pay cheque, dividends, investment earnings and irregular income to get a holistic picture of your money.
FORECAST SAVINGS
Predict how much money you will have left over and use it to save more money and achieve your goals.

STOP GIVING APPs & WEBSITES YOUR PRIVATE BUDGETING INFORMATION
Our Budget Spreadsheet is managed within Microsoft Excel, on your personal home computer, phone or tablet (both PC and Mac).
This means your personal data isn't shared or seen by anyone other than you.
Stop trusting budgeting apps and cloud based budget tools with your private information.
EXPENSE TRACKING & DISCOVERY
List each of your expenses, and become crystal clear on your spending habits.
Discover how much you spend weekly, fortnightly, monthly or yearly across 100's of expense categories, such as:
- Grocery shopping
- Credit cards
- Mobile phone bills
- Electricity bills
- Travel costs
- Mortgage & rent repayments
- Baby supplies
- and much, much more
The only way to save money and reduce debt is to know exactly how much you spend each month.

3 extra bonus tools included
Savings Estimator
Estimate how much money you will save when making regular contributions to your savings account; visualise the growth for extra motivation.
Time Targeting Tool
A tool that lets you set a savings goal and helps you understand what you need to do when, to achieve your desired amount of savings.
Monthly Savings Schedule Tool
Define the exact amount of money you wish to save by a specific date, to see exactly how much money per month you need to be saving.

ABOUT US
The Budget Spreadsheet has been designed by the crew at Savings Guide, Australia's leading personal finance blog on how to save money for over 10 years!
We know what makes a good budget!
You may remember us...
The team at Savings Guide have been featured across numerous major TV networks and media publications, giving everyday Australian's budgeting tips and tricks.
